Tips For Obtaining a FHA and Rural Development House Plans Certification

If you’re in the market to build a new home in a rural area of the United States, you may be surprised to know that the federal government has made available a very attractive mortgage loan program which allows qualified homebuyers to obtain loans to build their new homes with minimal closing costs and no downpayment.

In case you are unfamiliar with the FHA Rural Development housing project, Rural Housing Service (RHS) was created in 1994 as a result of the Department of Agriculture Reorganization Act to meet housing and community development needs of rural America.

More rural families and individuals may be able to become homeowners with the help of the Rural Housing Service Programs. The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities.

This federal program has become extremely popular over the last few years and is only increasing in prevalance…especially in the Southeastern United States where the vast majority of stock house plans are sold.

If you’re looking to build a new home, one of the most critical requirements is to have your house plans certified by a Certified Professional Building Designers (CPBD) who specializes in affordable residential designs.

There are only a few home designers in the United States who are FHA approved and have the required design background and professional certifications to offer this review and approval service. 

One of the most trusted and industry-leading home design firms in this area is HousePlanGallery.com, and they offer free certifications when purchasing one of their stock house plans.  They also offer these same certification services for other designers’ plans for a nominial, one time fee.

This Rural Development home loan program provides a extremely valuable service to all of us, and if eligible, it would be an excellent idea to take a look into the program further when you begin looking for your house plans.

For additional information on this loan program, visit the USDA website at  rurdev . usda . gov and visit www.HousePlanGallery.com